Earthquake insurance is available as an endorsement to your home insurance policy. The earthquake insurance endorsement is going to cover physical loss to your home caused by an earthquake, this will also include land shock waves or tremors before, during or after a volcanic eruption.

As a homeowner you must assess these following questions:

1. How likely is an earthquake in Oregon?
2. How much damage would an earthquake inflict on you, your home and belongings?
3. How much can you afford to lose without having Oregon earthquake insurance or bolting your home to its foundation?

The Oregon Earthquake Insurance section will provide you with the following earthquake insurance basics:

• History of Oregon earthquake events
• Oregon earthquake fault zones
• Answers to your questions about Oregon earthquake insurance
• Seismic retrofit requirements for eligibility of Oregon earthquake insurance
• Planning strategies for seismic retrofits
• Earthquake Links & Resources