Whether I am working with a personal or commercial client during the insurance interview process, sometimes the question is brought up of “Why would I want to work with a local independent insurance broker?” Today's media constantly reminds us to "Take 15 minutes to find how much you can save on car insurance!" or "This is the money you could be saving with company X". With so many opportunities to do it yourself you are reminded why would you want to use a broker, right? If you are like most consumers you have little interest in educating yourself about what to buy and who to buy it from and this is why you want to use an insurance broker.

As an independent insurance broker serving the needs of both individuals and commercial business in Portland my goal is to provide the very best combination of service, coverage and price. As a broker I have relationships with both local northwest and national insurance companies that allow me to shop around and you help navigate through the broad array of insurance choices that are available. I do not have an allegiance to any one company; when you work with me as your broker you can expect an unbiased perspective with the options that are presented to you.

When working with a broker there is no ‘fee’ as the commission is built directly into the premium that you pay, depending on the type of insurance the commission ranges from 10% - 15% of the annual premium. Another question that I usually get asked when someone has not worked with an insurance broker before is “can I contact the insurance company directly to pay a lower premium?” As an independent insurance broker working with independent insurance companies you can only access the insurance options that I present to you if you work with an insurance broker life me. If you were to contact the companies directly they would send you to a broker like me.

At the end of the day I want to recommend the right company and appropriate coverages for you and your business. If you would ever like an insurance review please contact me at 503-922-4847.

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