Blog entries tagged Am I Covered

Portland landslide was caused by a sprinkler system? Portland home insurance liability review

Mark Strauss — Tue, 25 Nov 2008 06:00:00 +0100

An Oregonian article reported that city officials said that new sprinkler equipment and high water use at the house in Portland's Southwest hills probably contributed to a landslide that sent it crashing into homes below it.

I am not a claims adjuster but the loss brings questions to light in regards to how the home insurance policy will respond to damages that are caused to property of others.

The part of a home insurance contract that provides coverage for bodily injurRead More...

How do you protect your business against employee dishonesty?

Mark Strauss — Tue, 04 Nov 2008 06:00:00 +0100

Today's Oregonian reported a woman embezzeling $10,000 from a deli where she worked. As a business owner you want to trust that your employees are honest, although as in this case there are employees who will steal. The first question that business owner will as is "does my business insurance cover this?"

Most business insurance policies will include Crime Insurance, which is also known as Fidelity Insurance. This type of business insurance coverage will provide you protection againstRead More...

Building Property We Do Not Cover - Vacant Homes

Mark Strauss — Fri, 31 Oct 2008 05:00:00 +0100

These days you can get whip lash from turning your head at all the articles and reports about foreclosures on the national level. Today's Oregonian published an article titled The Stripped Away Dream which reports county records show more than 2,800 homeowners defaulted on their mortgages in Clark, Clackamas, Multnomah & Washington counties in the third quarter of 2008. These individuals who are and have defaulted on their mortgages will unfortunately most likely foreclose on their propertiRead More...

Insurance & the West Hills home smashed in Wednesday's landslide

Mark Strauss — Thu, 09 Oct 2008 05:00:00 +0100

Yesterday The Oregonian reported a story West Hills Home Smashed in Landslide. I would say it is a very bad day when your home not just slides off of its foundation but also slides down an enbankment causing other homes to slide off of their foundations. This is the case of the home that is was located at 6438 Southwest Burlingame Place, a Portland Maps search for this address clearly acknowledges the hazard of the home being on a steep slope with the potential of it's location being involved inRead More...